BFM B - Unit 26 - set 2 - Motivational Banker
1. What does 'Capital' represent in a bank's balance sheet?

Question 1 of 25

2. Which of the following is NOT included in the components of 'Reserve and Surplus' in a bank's balance sheet?

Question 2 of 25

3. What purpose does 'Capital' serve in a bank's balance sheet?

Question 3 of 25

4. Which regulatory body prescribes the minimum capital requirement for banks in India through Capital Adequacy Ratio (CAR)?

Question 4 of 25

5. Which of the following is NOT classified as a deposit payable on demand?

Question 5 of 25

6. Which type of deposit typically earns a higher interest rate due to its fixed tenure?

Question 6 of 25

7. Which deposit account allows individuals to save regularly by making periodic payments?

Question 7 of 25

8. Which deposit account is known for providing flexibility in terms of withdrawals and usually doesn't earn significant interest?

Question 8 of 25

9. Which entities are included in the sources of borrowings for banks in India?

Question 9 of 25

10. What does "Bills Payable" in a bank's balance sheet include?

Question 10 of 25

11. What does "Inter-Office Adjustments" represent in a bank's balance sheet?

Question 11 of 25

12. Which of the following is categorized under "Others" in a bank's other liabilities?

Question 12 of 25

13. What comprises the most liquid account in a bank's balance sheet?

Question 13 of 25

14. What does the term "Balances with RBI" primarily encompass in a bank's balance sheet?

Question 14 of 25

15. In the call money market, how long are funds typically transacted?

Question 15 of 25

16. Which accounts fall under "Balances with Banks and Money at Call and Short Notice" in a bank's balance sheet?

Question 16 of 25

17. What is the primary reason for banks to invest in government securities and approved securities?

Question 17 of 25

18. Which of the following is NOT typically considered an investment for banks?

Question 18 of 25

19. Which type of advances represent credit extended by a bank that is repayable on demand?

Question 19 of 25

20. What constitutes the major source of income for banks in terms of assets?

Question 20 of 25

21. Which of the following is classified as a part of a bank's fixed assets?

Question 21 of 25

22. What constitutes the category of 'Other Assets' in a bank's balance sheet?

Question 22 of 25

23. Which of the following is NOT categorized under 'Other Assets' in a bank's balance sheet?

Question 23 of 25

24. What do 'Non-Banking Assets Acquired in Satisfaction of Claims' represent in a bank's balance sheet?

Question 24 of 25

25. Which of the following is categorized under a bank's contingent liabilities?

Question 25 of 25