<<123456789101112131415>> 1. What comprises the cash inflows in the Maturity Ladder?Saleable non-maturing assets onlyMaturing liabilitiesMaturing assets or saleable non-maturing assetsLong-term liabilitiesQuestion 1 of 15 2. What types of items are considered in the cash outflows within the Maturity Ladder?Crystallizing contingent liabilities onlyShort-term liabilities onlyLiabilities falling due and crystallizing contingent liabilitiesLong-term liabilitiesQuestion 2 of 15 3. What is the primary purpose of constructing the Maturity Ladder in liquidity assessment?To compare current and future cash flowsTo solely focus on cash inflowsTo measure liquidity over a specific time frameTo analyze past cash flowsQuestion 3 of 15 4. How does a bank construct a maturity ladder concerning cash inflows or outflows?By allocating cash inflows onlyBy allocating cash outflows onlyBy allocating each cash inflow or outflow to a specific calendar date from a starting pointBy considering past contractual maturitiesQuestion 4 of 15 5. What does the Maturity Ladder primarily base its timeline on?Historical maturitiesProjected cash flowsStarting from the present dayContractual maturities on Day-1Question 5 of 15 6. In the context of the Maturity Ladder, what does Day-1 represent?The last contractual maturity dateA starting point for allocating cash flows to specific calendar datesThe first contractual maturity dateA reference to historical cash flowsQuestion 6 of 15 7. Why is allocating each cash inflow or outflow to specific calendar dates important in constructing a maturity ladder?To predict future cash flows accuratelyTo focus solely on historical cash flowsTo reflect projected maturitiesTo have a clear timeline of contractual maturities from a specified starting pointQuestion 7 of 15 8. What does the Alternative Scenario aim to calculate for a bank?Historical liquidity trendsFuture cash inflowsLiquidity position under different conditionsProfit marginsQuestion 8 of 15 9. What does the General Market Conditions scenario aim to establish?Benchmark for normal business behavior of liabilitiesBenchmark for extraordinary cash flow needsBenchmark for asset managementBenchmark for regulatory complianceQuestion 9 of 15 10. In the Bank-Specific Crisis scenario, what creates a liquidity crisis for the bank?Rapid increase in assetsInability to roll over liabilitiesSudden decrease in asset valuesExcessive funding from various sourcesQuestion 10 of 15 11. How does a General Market Crisis affect liquidity across the entire market?It balances the funding among banksIt doesn't affect the funding among banksIt widens the difference in funding among banksIt doesn't impact any bank's liquidity positionQuestion 11 of 15 12. A deposit maturing in 9 days would fall into which maturity bucket?8-14 Days15-31 Days2-7 DaysNext DayQuestion 12 of 15 13. A loan maturing in 4 months would fall into which maturity bucket?Above 3 Months up to 6 MonthsAbove 6 Months up to 1 YearAbove 2 Months up to 3 MonthsAbove 1 year up to 3 YearsQuestion 13 of 15 14. An investment with a maturity period of 2.5 years would fall into which maturity bucket?Above 5 YearsAbove 3 years up to 5 YearsAbove 1 year up to 3 YearsAbove 6 Months up to 1 YearQuestion 14 of 15 15. If a fund matures in 20 days, which maturity bucket does it belong to?8-14 Days15-31 Days2-7 DaysNext DayQuestion 15 of 15 Loading...
